Back in January I conducted a poll on this site to see how people were handling their debts - see here for the original poll and comments.
The results then were as follows:
* I'm overpaying to clear debt as fast as possible 39%
* I am making payments as normal 24%
* I am in arrears and may default 6%
* I have no debt 31%
I just thought it would be interesting to run the poll again to see what people are doing. It's my belief that the economy will turn upwards once people have cleared their debts and their disposable income then jumps because they no longer have debt payments to meet.